Florida No-Fault Auto Insurance
Florida is a “no-fault” auto insurance state. Every person who owns a car has Personal Injury Protection (PIP) under their auto insurance. This means if you were in a car accident, your auto insurance covers your medical bills, no matter if you are at fault for the accident or not. Your PIP will also cover your child, members of your household, and certain passengers who lack PIP insurance as long as they do not own a vehicle. PIP insurance acts as health insurance for your auto accident injuries. Thus, it is not required to have health insurance to be treated for your auto accident injuries.